This seems to come up a lot so I thought I'd compile a list. Please comment about any other links with good pre-qualification sites and I'll update it. US Bank. Discover (After submitting, scroll down to the section giving rates. If it's a single rate or a narrow range (3%) it's potentially a good pre-qualification.Conversely there probably aren't many data points tied to outcomes after a true directed preapproval like that which you requested but if it were me and I got a positive response from your request I'd probably go ahead and pull the trigger. (5/2024) FICO 8 (EX) 846 (TU) 850 (EQ) 850. FICO 9 (EX) 850 (TU) 850 (EQ) 850.11-23-2022 05:47 AM. Re: Thinking about apping for WF Autograph but preselection tool lists no offers available. Is that. I am thinking about applying for the Wells Fargo Autograph but when I use the tool on Wells Fargo's website to check for pre-qual offers, I get the "No offers currently available, However, you may still qualify for a Wells ...I never get emails from Golden 1 but today I got an email saying that I was pre-qualified for their Platinum Rewards Credit Card with a CL of $15k. I had to log into my account, accept the offer, enter my DOB and SSN and wages. ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered ...Re: Different Amex pre-qualification pages =different results. When you Google Amex pre-qualification two separate ones appear. I currently don't have amex but I did try this a few months back and I was denied. Then it was showing bc and the blue card also 1 more can't remember them. Now it's showing the platinum.Use the credit card link on the site. A lot of times people get no pre approvals through the link upthread but do in other places I mentioned and are ultimately approved. July 2020. Experian Fico 8. 707. Transunion Fico 8. 705. Equifax Fico 8. 724. Capital one QS1. $2450. Discover IT Cashback. $12,000. PNC cash rewards signature Visa. $17,500.Re: USBank Prequalify. pre-qual site for us bank has been gone for close to a half year. Us Bank is very conservative these days anything over 2-3 cards a year obtained and most likely it will be a denial. The have tightened up within the last 6 months to a point of silly imo, but it is what it is. Message 2 of 14.Choose One of Your Pre-Qualified Offers Chase Freedom® Chase Slate® Chase Sapphire Preferred® I don't need a card for BT. I want 1 card with Chase for a high SL. And then I am going to apply for a Discover. I had several Chase cards when I was younger and never had a problem with them. T...FNBO Pre-qual page (Approved) So for shiggles I decided to try the FNBO pre-qual page and it pre-qualified me for a starting limit of $15,000. I didn't accept as the apr was 25%. Is the pre-qual page even real, I got the link from here on My Fico. The card was the Evergreen Rewards Visa Card and it offers 0% apr for 12 months.FNBO Pre-qual page (Approved) So for shiggles I decided to try the FNBO pre-qual page and it pre-qualified me for a starting limit of $15,000. I didn't accept as the apr was 25%. Is the pre-qual page even real, I got the link from here on My Fico. The card was the Evergreen Rewards Visa Card and it offers 0% apr for 12 months.Under most policies, the default position for flood insurance is self insurance. This is true because flood damage is one of the most common exceptions named under homeowners insur..."The mountain is snowy and very hostile," campground owner told the Associated Press. A Germanwings Airbus A320 traveling from Barcelona to Düsseldorf crashed in the French Alps th...My fico 8 is a 761. My most recent inquiry was a little over 100 days ago. If I were to apply for another card which lenders aren't inquiry sensitive and won't deny me due to number of recent inquiries? I have pre qualified for some discover and Amex cards and have heard they aren't inquiry and new account sensitive like some of the other lenders.Both had squeaky clean files, mine thinner, theirs thicker. Both scores higher than yours currently (but Chase doesn't use that they have their own score), both incomes (I believe) lower. Both utils lower than yours. The card is supposedly easier UW than the core Chase cards, which you're already in the door with.Nov 21, 2021 · BOA prequalify unreliable. Last night for the heck of it i went on the BOA prequal page. it said i qualified for one of their unsecured rewards cards so i followed through with the app. The wheel of death kept spinning and didnt stop in my favor. Now i have an extra wonderful hp on my experian for no gain. >/ nfcu platinum 15k, BABY NEEDS NEW ...Hello all! So I was on the American Express website a few min. Ago and I decided to check to see if I pre qualified for a card. It says 'Good news ***** ******, you are successfully pre qualified for the following card offers exclusively by American Express. " the blue cash every day, the green card...Re: GM Rewards/Marcus by Goldman Sachs Pre-Approval SL $4500 — Did Not Accept. @LADave wrote: While researching if I could be approved for a Venture X card with my current scores and experience, I remembered that Goldman Sachs is doing soft pull approvals for their GM Mastercard (it becomes a hard pull if you accept the offer).I am good with Chase and have some investment as well as two cards but nothing too impressive so I am surprised when I hit the prequalify that it was lightening fast with qualified. I sat frozen for what seemed like ten minutes before moving on with the application. It just made no sense as I use my Chase cards so frugally.Re: Bank of America® Unlimited Cash Rewards Card. Yes, that's it. A hard pull would be a sure thing but even with the valid prequal an approval is not, so your reluctance is understood. (5/2024) FICO 8 (EX) 846 (TU) 850 (EQ) 850. FICO 9 (EX) 850 (TU) 850 (EQ) 850. $1M+ club.Re: Amazon Prime approval. congrats on the approval. KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $6000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $33,000/ WELLS FARGO ...Re: Pre-qualify chances w/ frozen credit report after amex c/o PIF. Not sure about the prequal working when your report is frozen, but I will say that if you only just paid the CO less than two weeks ago, it's far too early for it to have been processed and everything updated. At the very least I'd give it 30 days, if not 60 days.The AmEx prequal is actually a very solid one unless you have extenuating reported information. The short version is go for it and be careful at which merchants you use it. TU:836 07/20/23 Bank of America--EX: 841 08/23/23 Experian--EQ:832 08/21/23 myFICO--Gardening since N/A. Active:06-30-2022 12:17 PM. Re: Is there a way to pre-qualify for Amex business cards? Click on the business card that you want to apply for, if it says "accept this offer" then it's a preapproval. I can't recall if I've seen this prior to my first business card though. I currently have 3 Amex business cards. Message 4 of 5.Re: Penfed Personal Loan Prequalify Tool. I used the prequalify tool to check rates. I was approved for both 15k and 20 k. On the application tab it says conditinal approval. For those of you that have used the tool is this what you were seeing as well. I'm wondering if this means they are going to require POI.Re: BB&T pre qualify. @Anonymous wrote: Thanks! I did the pre quail and got all 3 went to apply for one and it told me there having technical difficulties to go apply in person or try again later..... Maybe the site is on overload with all the apps. EXP 780 EQ 791TU 795. Message 7 of 162.Soft-pull PREAPPROVALs - Updated 4/20/21. Please add more if i missed any. This is an attempt to help folks rebuild their credit so that you are NOT denied for "Too Many Inquiries". Per response by MOD Remedios below, I have added links. *** FNBO Credit Card - (Experian Fico 9) - Shows prequalified amount and APR - https://www.fnbo.com/personal ...I went through the Amex prequal site and was prequalified for the Everyday card. I applied and got the "we'll make a decision in 14 - 3895991That means applicants need good credit for approval. This applies to all PenFed credit cards. If you receive a pre-approved mail or e-mail offer for a PenFed credit card, it means your credit profile likely meets the card's requirements for approval. While such an offer doesn't guarantee approval, it indicates good odds of getting the card.But taking HP's and keeping the card open for a year and then closing it, ehhh. I guess there isnt a long term effect credit wise. it just seems like a hassle to do it all the time. I bank with Citi. Lately when I log off I get the "see if you prequalify" screen. It brought up the Simplicity card and an - 3367277.Capital One has prime cards, Quicksilver is likely available. The question about "easiest" needs to now consider if any Chase cards are something OP wants. The 5/24 limit comes into play, so a Chase Freedom card may be useful. High Bal Jan 2009 $116k on $146k limits 80% Util. Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727.Visit the American Express website and select the card you want to apply for. Click on Apply Now and fill out the form with your personal information. Click on Continue to Terms at the bottom of ...Re: Truist pre-approval question. I opened my Truist back in July - hard pull with SL and APR shown only after application approval. I am not sure if it has changed since then. Business Cards: Amex Business Plus: 6000 // Amex Business Hilton Honors: 3000 // Amex Delta Gold: 4900 // Amex Business Platinum NPSL POT 5000 // Amex Business Gold NPSL ...How solid are Capital One's Pre-Qualify Offers? I currently have the Capital One Quicksilver One with a 3K limit. I've had it for 4 months, and it's my daily driver. I make multiple payments each month. Here are my data points: 11% UTL (My actual UTL 5%) with a total credit limit 101,750 (AU on sister's 4 accounts with a total 73,100), and my ...So a couple weeks ago, I was approved for three new cards: Amazon Visa with a CL of $1500 (my lowest), an Amazon store card with a CL of $1200 and an Express store card for $1000. My current fico scores despite my signature are: EQ: 679; TU: 682; EX: 638. In addition to the cards named above, I have a Cap1 Quicksilver with a CL of $6000, …I recently used the AmEx prequalify link and to my surprise it was showing 3 offers, the Delta Gold Skymiles, Blue Cash Preferred, and Platinum Card. I find this hard to believe with my FICO 08 scores being 644-647 across different bureaus. Is AmEx just promoting their cards or is the prequalify p...NFCU prequalify (short lived, RIP) also seems to be missing, even through the direct link that was working just a few days ago. I thought it was just them until I saw this! NFCU prequalify link is still there for me,,,New Contributor. 05-30-2018 01:42 PM. American Express Pre Qualified, then they denied? AMEX. I used the AMEX pre qualifier page and it said. Good News, You are successfully Pre-Qualified for the following Card offers, exclusively available on americanexpress.com. It showed the. Green/Gold card. (yes, I know these suck)Congrats!!! It should grow pretty quickly, based on your TU score. My Belk card started a year ago at $300, now, it's at $7000. Use it wisely!!! And keep check on your email for random card member only discounts. Current FICO 8s: Ex 768, Tu 741, Eq 741. Current FICO 9s: Ex 775, Tu ??The pre-qualify is pretty much a done deal. Just submit any paperwork they ask for to solidify it. If it expires, you can do it again immediately after, but if something changes negatively in your reports by then, they could deny you. ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered ...If you find a card on the Amex site, press apply and see this language, very, very, very likely will be a denial. "Applying to expand your membership with us is easy". If it says you are "Pre-approved" you will very likely be approved. Message 2 of 4. 0 Kudos.Re: Bank of America Prequalify. @Anonymous wrote: Recommendations are just that. They are not preapprovals or prequalifications. They are for marketing purposes. +1. Ymmv. Total CL: $321.7k. UTL: 2%.06-13-2023 06:30 PM. Re: Soft Pull Pre-Qualify Links Part 2. Updated 2/10/2022. We need an updated version of this! Starting Score 12/2018: 521 EX; 553 TU; 508 EQ. Current Score 04/2021: 627 EX; 632 TU; 622 EQ. Goal Score: 700. Take the myFICO Fitness Challenge. Message 71 of 75.Please add more if i missed any. This is an attempt to help folks rebuild their credit so that you are NOT denied for "Too Many Inquiries". Per response by MOD Remedios below, I have added links. CREDIT CARDS *** FNBO Credit Card - (Experian Fico 9) - Shows prequalified amount and APR - https://ww...The top of the page presented said here are your OFFERS and listed multiple cards and specific terms with each card (other than exact interest rate of course). This looked to me like other pre-qualification approvals I have seen, so I went ahead and did the app. Well low and behold got denied. What a scam.Re: Bank of America pre-qualify site...how accurate? The new BOA pre qual site is nothing but BS. I've banked with them since they were NationsBank and they never prequal me for anything. Lo and behold I look at my account on my desktop today, click the link and the re-design makes it look as if I'm prequalified for every single card they offer.So I wanted to see what offer I would get from the FNBO pre-qualify link. I got a pre-approval for $15K which sounds solid but the APR is a high 22.24%. I have a lot inquiries on EX (10/12) but only a few on TU & EQ. Scores: 700+ on all 3 CRA. Is this normal or am I being offered a "predatory" r...I went their site and filled out the prequalify section and was given this. John.... we recommend BankAmericard credit card.... Is this - 4625824 - 208-18-2020 07:09 PM. Capital one auto navigator approval. So I currently have a car loan with capital one but I am refinancing it with local credit union with my child for her first car. I currently applied for r car loan through the navigator and got preapproval of $35000 . Some reason when I look at cars on the navigator anything above $15 k ...Hello all! So I was on the American Express website a few min. Ago and I decided to check to see if I pre qualified for a card. It says 'Good news ***** ******, you are successfully pre qualified for the following card offers exclusively by American Express. " the blue cash every day, the green card...I posted in Approvals that I FINALLY got the Overstock SCT popup today after months of trying, but after getting approved and joining their O-Club rewards program, I noticed a graphic that said I was pre-qualified for the O-Club Mastercard. Couldn't help myself, and filled out the app.Easily check if you are prequalified for a credit card offer from Wells Fargo with no impact to your credit score. Use the credit card finder and apply online.They're offering you your choice of card, note that the Platinum Rewards has a mininum SL of $5K. (5/2024) FICO 8 (EX) 846 (TU) 850 (EQ) 850 FICO 9 (EX) 850 (TU) 850 (EQ) 850 $1M+ club Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion. Message 2 of 21. 7 Kudos.@Creditaddict Congrats! on Both Your FNBO Approvals! 😃 I Ran the Prequal Site a Few Nights Ago for the Biz Card & Approved for 15k @ 18.99 But I Didn't Go For it, Worried about Denial... I Got the Personal Card a Little Over 6 mos ago & (Denied on another Card) But Just Got an Auto 2.3k CLI.. I Really Want the Biz Card, But Don't Want a Denial, Kinda Gardening until Jan/FebRe: New AmEx Pre-Qualify Tool for Business Cards Nada for me. 1 amex biz revolver and 1 amex personal revolver, both a month and a half old, biz is 1 year old. Message 9 of 37Walgreens MC approval after being prequalified. Hiya guys, So I read an approval post about the Walgreens CC offering in here 10 mins ago. Google searched the website and apped. It was a prequalification that allowed you to make a decision based on what they were offering. My offer was 3K for a Mastercard. Allready forgot the apr LOL!!Visit the Home Depot® Credit Card pre-qualification page. Enter your name, email address, phone number, and the last 4 digits of your Social Security number. Click the “Continue’ button and see if you are pre-qualified. To respond to a pre-approved offer in the mail, visit the issuer’s pre-approval page and enter the invitation code ...I did the prequalify for the discover card and it said recently opened bank revolving trades, it"s getting better. Thank you and be safe. Message 5 of 39 0 Kudos Reply. Dmessina666. ... Take the myFICO Fitness Challenge SO Starting Score: 2•20 | EQ 502 | TU 484 | EX 521Marriage may be in decline across China, but parental anxiety remains high. A parent’s prying into their adult child’s choices can be one of the great stresses in life. Right now, ...My utilization and scores are at a point where I can leave the garden and pull the trigger on two cards. I'm specifically looking to replace my two CapOne cards with two cards without AF's and more flexible rewards. I'm looking for two companion cards to my Discover IT to maximize rewards. That ...The top of the page presented said here are your OFFERS and listed multiple cards and specific terms with each card (other than exact interest rate of course). This looked to me like other pre-qualification approvals I have seen, so I went ahead and did the app. Well low and behold got denied. What a scam.So I just saw another post about them having a prequalify link now. I was already in the middle of an app spree so I figured I'd check - 6428936 - 2@finstar most recent 30 day was now over a year ago. Citi never had pre qualified offers prior to the 30 day hitting a year. It always said something like you might like these cards. Utilization across all cards was 13% (reported) but now it is reporting 47% due to a large charge for an upcoming vacation hitting.Two weeks ago when i logged into my checking account, there on the sidebar where messages are placed was a message that said "new see if you pre-qualify for a credit card"(I have a mastercard with world points). It was there for a few days and then ti was gone.My utilization and scores are at a point where I can leave the garden and pull the trigger on two cards. I'm specifically looking to replace my two CapOne cards with two cards without AF's and more flexible rewards. I'm looking for two companion cards to my Discover IT to maximize rewards. That ...Citi AAdvantage Platinum Select $23.6k Approval. [. 1. 2. ] by jacetx on 05-17-2024 03:22 PM Latest post on 05-19-2024 02:40 PM by ScenicRouteTo850. 13 Replies 576 Views. 13 Replies. 576 Views.Re: Amex Pre-Qualify. You should be good if you're pre-qualified and especially if your score is above 670, but ppl have qualified with lower scores. Starting Score:=11-20-18 EQ: 640 TU: 492 EX: 621. Current Score:=03-02-21 EQ: 657 TU: 682 EX: 689. Goal Score:=750.XXXX XXXXX, you've been pre-qualified for the following credit card offers. See below for 4 additional offer(s). For all 5 cards mentioned, it gives me a specific interest rate (between 15.24 and 22.9% depending on the card). It does not show a 'range based on credit worthiness' like many do.You can have a prequalification or preapproval and still be denied. Question I go to Amex preapproval site from time to time. I always get message that No cards are a match for me. I figured I would try - 6299998.Re: Penfed Personal Loan Prequalify Tool They WILL absolutely require PoI if your income doesn't match what Equifax (The Work Number) has listed for you. They MAY ask for PoI if your company doesn't use a service that reports to such.FNBO Pre-Qualification. My wife Prequalified about a week and a half ago for thier lowest rate and max SL of 15K. She opened a Chase Amazon and Citi CC cards and then rechecked the prequal site 2 days later and was still prequalified for the same amount and APR. Application went to review and then a few days later she was denied.This seems to come up a lot so I thought I'd compile a list. Please comment about any other links with good pre-qualification sites and I'll update it. US Bank. Discover (After submitting, scroll down to the section giving rates. If it's a single rate or a narrow range (3%) it's potentially a good pre-qualification.Re: New AmEx Pre-Qualify Tool for Business Cards Nada for me. 1 amex biz revolver and 1 amex personal revolver, both a month and a half old, biz is 1 year old. Message 9 of 37when seeing if your prequalified of Chase website , does it SP your TU ? And if so, if you App thru the offer your prequalified for does it HP from your TU vs cold app'n and it pulling EX ? my TU is 100% clean which makes me believe it SP TU and my EQ & EX is pretty Jacked up. If anyone knows ...Visit the American Express website and select the card you want to apply for. Click on Apply Now and fill out the form with your personal information. Click on Continue to Terms at the bottom of ...Used the kohls prequalify link and was preapproved. Applied online and got the 30 day message. Called to check status and they said declined. Tried to recon and still denied. They cited me saying my scores didnt meet their guidlines. FICO scores TU 596 EX 620 EQ 613 They invited me to re apply in ...I was prequalifed when cheked online by jun 2021 and i was amazed because i have a small amount burned amex via chap 7 by may 2015 (1,5k) and was authorized user for 8500 limit and almost 4k amonth spent Finally tried to use own before 2022 hit went to site start via prequalify to make sure Bo...Easily check if you are prequalified for a credit card offer from Wells Fargo with no impact to your credit score. Use the credit card finder and apply online.Aug 22, 2014 · But taking HP's and keeping the card open for a year and then closing it, ehhh. I guess there isnt a long term effect credit wise. it just seems like a hassle to do it all the time. I bank with Citi. Lately when I log off I get the "see if you prequalify" screen. It brought up the Simplicity card and an - 3367277.Capital One, Chase, Discovery, Citi, BoA, US Bank, and others all have pre-qual pages on their websites, where you can check your offers (all SP). Some of these …So we are all well aware of the many companies that have "Pre Qualify Links" such as Chase, Citi, Cap One (which are all - 4430408If you don't prequalify that doesn't necessarily mean you won't get the card. I didn't prequal on anything at American Express and I apped anyways. Got approved for the BCE And Gold card without issue. I would definitley wait to get your utiliization down to help boslter your credit score and give you the optimal chances of getting approved.Apr 28, 2019 · Re: New AmEx Pre-Qualify Tool for Business Cards Nada for me. 1 amex biz revolver and 1 amex personal revolver, both a month and a half old, biz is 1 year old. Message 9 of 37Jan 22, 2019 · Re: Capital one auto navigator prequalify. Thanks for your response! I did go ahead and purchase a vehicle through their auto navigator prequal today. I ended up putting $5k down and finance $35k through them at 10.99%. The lowest interest I got on their site was 7.99% for a model year newer than I bough but it required more money down than I ...I just applied for the Patelco Visa Gold and was approved, but with the conditions: Credit Card - Visa Gold Var ($5,000 - $25,000) A signed Patelco loan application is required prior to final approval. Credit Card - Visa Gold Var ($5,000 - $25,000) Close Patelco Visa Classic/Visa Gold and transfer balance, if any.Barclaycard Rewards. Earn 2 points per $1 spent on gas, groceries and utilities*. 1 point per dollar on all other purchases*. 0% intro APR for 12 months on Balance Transfers and Purchases. After that, a variable APR, currently 14.99%, 19.99% or 24.99%*.Re: USBank Prequalify. pre-qual site for us bank has been gone for close to a half year. Us Bank is very conservative these days anything over 2-3 cards a year obtained and most likely it will be a denial. The have tightened up within the last 6 months to a point of silly imo, but it is what it is. Message 2 of 14.If I remember right with a preapproval it's a SP for a new card but if it's a CLI preapproval for $10K or more there will be a HP. Someone with a more recent experience should chime in though and either confirm or correct me. (5/2024) FICO 8 (EX) 846 (TU) 850 (EQ) 850. FICO 9 (EX) 850 (TU) 850 (EQ) 850. $1M+ club.A few months ago we opened up a Tmobile account who pulled her credit (first pull in quite a while). Chase sent her a preapproval for the Freedom which we just apped for and were approved for $3k instantly. The freedom will be her first rewards card which she'll be utilizing a lot for her business.Re: AMEX pre qual; plz let me know if this is legit. @OmarGB9 wrote:, I've read that US Bank starts at $500 most of the time. A, The card has come in handy lately to get a few more points I'll need (be, Answer 3 quick questions. Pull your info without affecting your credit score. See which card is best, 08-26-2019 12:02 PM. Amex Prequalify Showing Starting Limit... Should I Apply? Heres a little background: 13 months of , Mar 15, 2012 · Re: Ebay Mastercard Approved! Congrats! Starting, So apparently Discover has two prequalify links one that only asks for name and last 4 and one that wants all in, I was checking out on Amazon.com and recieved a messa, I read through the soft pull post and my curiosity got the best , Can anyone give me links to online prequalify sites so that I, Re: Prequalification Applications List. "especia, Feb 21, 2018 · PenFed Pathfinder: $15000. BofA Platinum Plus: , NASA FCU Pre-Approval. What's going on FICO fam! I've b, So apparently Discover has two prequalify links one t, Feb 3, 2021 · It's all profile driven when they SP your repo, Conversely there probably aren't many data points t, Re: Penfed Personal Loan Prequalify Tool They WILL absolu, 11-23-2022 05:47 AM. Re: Thinking about apping for WF Autograph.